Payment and Refund Policy

Last updated: 23 September 2026.

Scope of This Policy

This Payment and Refund Policy applies to all purchases of access to Course A spotlight media production platform services offered by spotlymedia. These services include structured training modules on stage interviews, visual coverage techniques, camera framing principles, lighting setups, and organised workflows tailored for entertainment content creation. The policy covers both one-time course purchases and any recurring subscription options where available. It governs transactions made through the website for customers located in the United Kingdom and explains how payments are processed, contracts formed, and refunds handled under applicable UK law.

Prices, Currencies, Taxes and Additional Charges

All listed prices are shown in British Pounds Sterling (GBP). Prices include value added tax (VAT) at the prevailing UK rate where applicable. No additional charges apply for standard access to the platform content. However, optional add-ons such as extended support sessions or premium workflow templates may incur extra fees clearly displayed at checkout. spotlymedia reserves the right to adjust prices for new purchases, but existing confirmed orders remain at the price agreed at the time of purchase.

Accepted Payment Methods, Authorisation and Security

Payments are accepted via major credit and debit cards including Visa, Mastercard and American Express through a secure third-party payment processor. All transactions are authorised in real time and subject to fraud checks. Card details are never stored on spotlymedia servers. Payment security complies with PCI DSS standards and UK data protection requirements under the Data Protection Act 2018 and UK GDPR. Customers receive an email confirmation once payment is successfully processed.

Order Confirmation and Contract Formation

A binding contract is formed when spotlymedia sends an order confirmation email following successful payment authorisation. This confirmation details the purchased course access, start date if applicable, and terms. Until this confirmation is issued, no contract exists and any provisional booking may be declined without liability.

Cancellation Rights and Periods

Under the Consumer Contracts Regulations 2013, UK consumers have a 14-day cooling-off period from the date of contract formation during which they may cancel without providing a reason. For digital content such as Course A modules, cancellation rights are lost once the customer begins accessing or downloading the content. Subscriptions may be cancelled at any time with effect from the next billing cycle, but no pro-rata refunds are issued for the current period except where statutory rights apply.

Refund Eligibility, Exclusions and Non-Refundable Items

Refunds are available only where the service has not been substantially accessed or where a technical fault prevents use. Non-refundable items include any partially completed modules, downloaded materials, or promotional bundles. Refunds are not granted for change of mind after the cooling-off period or after content consumption has begun. Services already delivered in full are excluded from refund eligibility.

Step-by-Step Refund Request Procedure

To request a refund, customers must email [email protected] within the applicable time limit. The request must include the order reference number, date of purchase, and a clear statement of the reason. Supporting information such as screenshots of access issues may be requested. Requests received outside the 14-day period or after content access will be declined.

Inspection, Approval, Rejection and Notification

Upon receipt of a refund request, spotlymedia will inspect the account activity within five working days. Approval or rejection will be communicated by email to the address provided at purchase. If approved, the customer receives confirmation of the refund amount and expected processing timeline. Rejected requests include a brief explanation and information on any remaining rights.

Refund Method, Processing Time and Receipt of Funds

Approved refunds are issued to the original payment method. Processing typically takes five to ten working days, though bank processing times may extend this to fourteen days. Customers are notified once the refund has been initiated. No cash or alternative payment refunds are provided.

Special Rules for Digital Content and Subscriptions

Because Course A consists of digital content, the 14-day cancellation right ends immediately upon the customer starting to stream or download any module. Subscription renewals are automatic unless cancelled before the renewal date. Promotional offers are subject to their own terms stated at the time of purchase and generally do not qualify for refunds beyond statutory minimums.

Failed Payments, Duplicate Charges, Chargebacks and Fraud

Failed payments result in immediate suspension of access until resolved. Duplicate charges are investigated upon notification and corrected within ten working days. Chargebacks are treated as disputes and may lead to permanent account termination. Suspected fraudulent activity is reported to the payment processor and relevant UK authorities in line with PECR and data protection obligations.

Mandatory Consumer Rights

Nothing in this policy affects the statutory rights of UK consumers under the Consumer Rights Act 2015, Consumer Contracts Regulations 2013 or UK GDPR. These rights cannot be excluded or limited by contract. Customers retain the right to seek remedies through the courts or alternative dispute resolution if they believe their statutory entitlements have been infringed.

Contact Route, Policy Changes and Last Updated Date

Queries regarding this policy should be directed to [email protected] or via the contact form on the Contacts page. spotlymedia may update this policy to reflect changes in law or business practice. The current version is always available on the website and the last updated date appears at the top of the page. Continued use of the platform after an update constitutes acceptance of the revised terms.